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What is BIN code?
A BIN code, or Bank Identification Number, is the first four to six digits on a payment card. It is used to identify the financial institution that issued the card. The BIN is assigned by the card issuer's payment network, such as Visa, Mastercard, or American Express.For example, the BIN for a Visa card issued by Chase Bank would be 414720. The first digit (4) identifies the card as a Visa card. The next four digits (1472) identify Chase Bank as the issuer. The final digit (0) is a check digit that is used to validate the card number.BIN codes are used by merchants to route transactions to the correct card issuer. They are also used by fraud detection systems to identify potentially fraudulent transactions. In addition to payment cards, BIN codes are also used on other types of cards, such as gift cards and prepaid cards.
BIN codes can be used to lookup information about the card issuer, such as the issuer's name, address, and phone number. This information can be useful for resolving billing disputes or reporting lost or stolen cards.
BincodeToCC Blog shares premium BIN codes that are geared for online testing purposes. Bank Identification Number (“BIN”) or Issuer identification number (“IIN”) is the first six digits of a bank card number or payment card number and it is part of ISO/IEC 7812. It is commonly used in credit cards and debit cards, stored-value cards, gift cards and other similar cards.
