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BIN stands for Bank Identification Number, which is the first six digits of a credit or debit card number. This number is used to identify the issuing bank or financial institution of the card. BIN codes are important for fraud prevention and detection, as they allow merchants to verify that the card being used is valid and belongs to the correct financial institution.
BIN codes can also be used to determine the country of origin of the card, as well as other information about the card, such as the type of card (credit, debit, prepaid, etc.) and the level of the card (platinum, gold, standard, etc.). In addition to being used by merchants, BIN codes are also used by payment processors, banks, and other financial institutions to process transactions and prevent fraud.
BIN databases are maintained by various organizations and can be used to look up information about specific BIN codes. Overall, BIN codes play an important role in the functioning of the credit and debit card industry and are essential for ensuring secure and efficient transactions.
BincodeToCC Blog shares premium BIN codes that are geared for online testing purposes. Bank Identification Number (“BIN”) or Issuer identification number (“IIN”) is the first six digits of a bank card number or payment card number and it is part of ISO/IEC 7812. It is commonly used in credit cards and debit cards, stored-value cards, gift cards and other similar cards.